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Well its partially that, and partially keys bought with stolen credit card information and sold at a low price to turn money that may vanish into legitimate money. Steam had this exact same problem with TF2 keys being sold for about 2$ when they were only sold for 2.50$.
Or it could be the G2A shield and its 20 pages that you need to go through to unsubscribe from it.
And requires you to verify your credit card info for a service you are canceling.
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